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For renters who drive gig

Liability Insurance Built for Gig Driving

Renters Contingent Liability Insurance (RCLI) for gig drivers who rent their vehicle. Pair coverage for the rental period with pricing based on gig-insured miles and driving safety.

Coverage is arranged through third party agencies and reinsurers. Ago Technologies LLC is not acting in any capacity as a broker or insurer. Coverage is subject to policy terms and exclusions.

Insurance Marketplace

Drive personal or gig—fully covered

📅

Flexible Weekly Plans

Easy renewal and coverage for your rental period.

🚗

Gig Liability Credits

Earn credits for gig platform insurance coverage (Uber, Lyft, DoorDash, AmazonFlex).

🛡️

Safe Driving Credits

Earn credits for safe driving.

💸

Save More

$25/day → as low as $15/day with credits at renewal.

⚠️ Protect yourself: Most personal liability policies do not allow gig driving and will deny claims if you have an accident and are found to have been driving gig.
🔒 All gig credentials you submit are securely captured using encryption

How it works

If you already have liability insurance, upload it

We'll credit you for any rental coverage your existing liability policy provides. Remember that most personal liability policies don't allow gig driving.

If you plan to drive gig, connect your gig accounts

Platforms such as Uber, Lyft, DoorDash and AmazonFlex provide trip liability coverage, so the more active gig accounts you share, the more you can save.

Purchase up to 1-week liability coverage

Optimized for car renter liability protection.

Drive safely

Minimize speeding, hard braking and tired driving.

Get further rewards if you extend your policy

Renewal pricing rewards you for coverage from your gig platforms and driving safely.

Save by sharing your gig trip data

Ago starts with an attractively priced base policy, then if you plan to drive gig, adds discounts when you securely share your gig trip history from your active gig accounts.

Gig Platform Coverage

Gig Platform Coverage

Platforms such as Uber, Lyft, DoorDash and AmazonFlex provide trip liability coverage.

🔗

Gig Account Connection

If you plan to drive gig with your rental car, securely connect your active gig accounts.

💳

Credit for Gig Coverage

Ago analyzes your gig trips and credits you for miles covered for liability by gig platforms.

🔐

Highly Secure

Encrypted, permission-based sharing.

Save even more by driving safely

Safe drivers have fewer accidents so we reward you when you avoid unsafe behaviors.

📡

Vehicle Sends Telemetry

Your rental vehicle sends data on speeding, braking, tired driving, and other risky driving behaviors.

📊

Safety Assessment

Ago analyzes your vehicle's telemetry and driving behaviors to assess your accident risk.

⛔

Avoid Dangerous Driving

Speeding, hard braking and tired driving lead to accidents.

✅

Credits for Safe Driving

Your policy renewal price is lowered when you drive safely.

FAQ

1

Who is this for?
Drivers renting from participating rental companies who drive personal or mixed gig-personal.

2

Why is liability coverage important during my rental?
Accidents can result in significant liability claims against the driver.

3

Does my existing personal liability policy cover my rental?
It may and if you share it we'll validate whether it does. However, remember that most personal liability policies do not allow gig driving.

4

How do I get started?
Click the Insurance Marketplace button. Note that all coverage is arranged through third party agencies and reinsurers. Ago Technologies LLC is not acting in any capacity as a broker or insurer.

5

How do I lower my price?
Unlock further savings by sharing any personal liability policies you have, registering active gig accounts if you intend to drive gig, and driving safely.

6

Is my data secure?
Your gig credentials are submitted using our state of the art secure portal.

Insurance Marketplace
Ago TechnologiesTechnology platform
G Wealth StrategiesAgency
CRAPolicyholder
Fore Mobility Captive CellReinsurer
Carl WarrenTPA

© 2026 Ago Technologies LLC  ·  Privacy Policy  ·  Terms & Conditions

Ago logo
Ago
For rental fleet operators

Liability Insurance Built for Gig Rental Fleets

Renters Contingent Liability Insurance (RCLI) for fleets that rent to gig drivers. Pair coverage for the rental period with pricing based on gig-insured miles and driving safety.

Coverage is arranged through third party agencies and reinsurers. Ago Technologies LLC is not acting in any capacity as a broker or insurer. Coverage is subject to policy terms and exclusions.

View My Fleet
The problem

Today’s fleet liability policies aren’t designed for gig-oriented rental fleets

Most policies ban gig work

Most policies ban gig work

Claims denied for gig driving — fleets left holding the bag.

Liability policies too costly

Liability policies too costly

Too expensive for gig drivers and fleets to profit.

Don’t pay double to insure gig miles

Don’t pay double to insure gig miles

Uber, Lyft, DoorDash & AmazonFlex trip miles are already insured by the gig platforms themselves.

No fleetwide real-time risk visibility

No fleetwide real-time risk visibility

Fleet operators can’t monitor fleetwide gig-insured miles and safety live.

How the insurance works

Coverage for each rental

Renters select their vehicle and dates, declare personal or gig use, and buy coverage in minutes. Your fleet can also purchase coverage for the rental window and pass the cost through to the renter.

Gig platform-insured miles inform pricing

Drivers securely link gig accounts such as Uber, Lyft, DoorDash and AmazonFlex. Ago identifies gig-insured miles so pricing recognizes platform coverage where it applies. After an accident, trip data helps identify whether the event occurred during a platform-insured period.

Safety also informs pricing

Ago monitors driving behaviors such as hard braking, speeding and tired driving using vehicle and smartphone telemetry. Safer driving lowers accident risk — and is rewarded with lower renewal and extension pricing.

Potential daily rate reduction
$25 to $15 / day

Pricing updates when coverage is extended

The extension rate reflects gig-insured miles and driving safety recorded during the rental. More gig-insured miles and safer driving can lower the rate.

The solution

Liability insurance designed for gig-oriented rental fleets

Buy in minutes

Buy in minutes

Renters pick dates, pay, and go — or fleets buy for the rental window and pass through the cost.

Smart savings

Smart savings

Renters securely link gig accounts and drive safely: rates can drop $25 → $15/day depending on gig-insured miles and driving safety.

Live fleet risk insights

Live fleet risk insights

See gig vs. personal miles and safety signals in real time by renter and by vehicle.

AIGigDetect

AIGigDetect

Ago detects undeclared gig driving automatically and alerts your fleet team.

Ago’s Fleet Risk Portal

Live insights by renter and vehicle.

Renter total and gig-insured miles portal
Renter safety and accident risk portal
Vehicle miles and safety portal

Optional: Overall Fleet Management App and System

End-to-end vehicle rental management branded to your fleet

License validation and background check
License validation and background check
Vehicle search
Vehicle search
Vehicle selection
Vehicle selection
Present insurance choices
Present insurance choices
Rental and insurance invoicing
Rental and insurance invoicing
Payment processing
Payment processing
Secure gig account integration
Secure gig account integration
Automated tolls driver chargeback
Automated tolls driver chargeback

How it works for your fleet

1

Fleet owner shares vehicle telemetry with Ago

2

Driver books rental, declares gig or personal use, and buys coverage

3

Ago tracks gig-insured miles & safety

4

Fleet operator sees fleetwide risk live by renter and by vehicle

5

If rental extended, insurance price based on risk derived from gig-insured miles and safety

See what Ago could save your fleet.

Talk with us about RCLI coverage, risk analytics fleetwide visibility, and how Ago fits your rental workflow.

© 2026 Ago Technologies LLC  ·  Privacy Policy  ·  Terms & Conditions

Ago logo
Ago
Ago logo
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Ago Insurance Marketplace

Coverage is arranged through third party agencies and reinsurers. Ago Technologies LLC is not acting in any capacity as a broker or insurer. Coverage is subject to policy terms and exclusions.

Direct Purchase

Fore Mobility Captive Cell – Coming Soon

Get Quote

Purchase via Rental Fleet

Back in Business Rental Cars

While renting a vehicle from Back in Business Rental Cars you can buy an accompanying liability policy to cover your rental

Visit bibcars.com

Fore Mobility

While renting a vehicle from Fore Mobility you can buy an accompanying liability policy to cover your rental

Visit idrivefore.com

Contact Us

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