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Insure Gig Fleets for Liability Smarter

Old Fleet Liability Insurance Doesnโ€™t Work for Gig Rentals

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Better Fleet Liability Protection Needed

Graves Amendment may help, but a driver liability policy provides real certainty.

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Most Policies Don't Allow Gig

Claims denied for gig work. Fleets left holding the bag.

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Short-term Liability Policies Cost Too Much

Too expensive for gig drivers and fleets to profit.

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No credit for Gig Platform Covered Miles

Half of miles may already be insured by Uber, Lyft, DoorDash, and other gig platforms, but fleets pay anyway.

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No Credit for Safe Driving

Safer drivers should pay less. Risky habits go unchecked.

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Lack of Risk Visibility

Operators can't see gig vs. personal miles or safety in real time.

Solution: A Good Deal for Renters and Risk Assurance for Fleet Operators

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Instant Coverage Check

See if renters are already covered before handoff. No surprises.

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Buy in Minutes

Renters pick dates, pay, and go. Fast and easy.

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Smart Savings

Link gig accounts, be safe, save. Daily rates drop from $25 to $15 based on gigs and safety.

Live Fleet Risk Insights

See gig vs. personal use and safety signals in real time.

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Detect Gig Driving

Ago's AIGigDetect spots undeclared gig driving in real time.

Fleet Insurance at a Glance

Active Rentals
24
+3 today
Verified Coverage
22
92% rate
Pending Checks
2
Avg 12 min
Risk Flags
0
All clear

Fleet Status

Toyota Camry 2024 ID 2847 Sarah Chen Personal โœ” Verified Low
Honda Accord 2023 ID 2851 Michael Park Gig + Personal โœ” Verified Low
Tesla Model 3 ID 2863 Alex Rivera Personal โณ Pending Medium
Hyundai Elantra 2024 ID 2869 Jordan Lee Personal โœ” Verified Low
Mazda CX-5 2023 ID 2874 Taylor Kim Gig + Personal โœ” Verified Low

Renter Total and Gig-Insured Miles

Renter Miles

Renter Safety and Accident Risk

Renter Safety

Vehicle Miles Overview

Vehicle Miles

How Ago works for your Fleet

1

Fleet shares vehicle telemetry

We monitor usage and optimize coverage. Most rental vehicles already send telemetry.

2

Driver books rental

Rental start and end times are specified.

3

Driver declares usage

Personal, gig, or bothโ€”captured upfront.

4

Renter verifies or buys insurance

Validate driver's personal liability policy coverage or buy a short-term policy.

5

Coverage confirmed before handoff

Operators see liability coverage status before keys are handed over.

6

Ongoing insurance & usage visibility

Gig usage and telemetry data show operators each driver's risks and help drive better decisions.

7

Extend rental, save more

Renewal pricing drops to as low as $15 per day with more gig platform insured miles and safer driving.

Why rental fleets use Ago Insurance

  • โœ“ Liability coverage assured before every rental
  • โœ“ Renters get a good deal with rewards for gig platform insured miles and safe driving
  • โœ“ Improved fleet profitability from reduced accident frequency and severity due to better risk visibility
  • โœ“ Alerts for undeclared gig driving from Ago's AIGigDetect

Still have questions?

Have questions about coverage, pricing, or how Ago works? Weโ€™re here to help.